Instead of declining a transaction, an amount with a greater likelihood of being processed is presented to you. The suggested amount may vary from day to day and from merchant to merchant, and is based on your transaction history and available balances.
Why is the suggested deposit amount so much lower than what I entered?
![](https://cdn.prod.website-files.com/6486e524e7bc3699dd7a8350/64a410ca212f505d8212f540_Consumer.png)
![](https://cdn.prod.website-files.com/6486e524e7bc3699dd7a8350/64a410ca212f505d8212f4b3_Merchant.png)