Why Trustly
Enterprise businesses choose Trustly to help them hit revenue targets because we align our interests with theirs. Success happens together, only with Trustly.
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01. Largest Pay by Bank network
What's at stake
Without a robust payment network, merchants face fragmented data, higher fraud rates, and missed opportunities. Our network effect improves each of those areas while helping merchants convert new customers faster.
How it works
Trustly's extensive network connects merchants directly to thousands of financial institutions across the U.S., enabling seamless bank payments without intermediaries.
We've refined Pay by Bank technology based on more than $500 billion total payment value (TPV) since our founding with a global consumer reach of 110+ million users. As a result, our network is unmatched in the industry.
- Market-leading scale
- Proprietary data intelligence
- Continuous network growth
Unmatched coverage
With connections to 12,000 financial institutions, Trustly ensures your customers can always pay with their preferred bank, maximizing conversion and satisfaction.
Superior data insights
Better fraud detection, higher approval rates, and industry-leading consumer insights powered by 5+ machine learning models that perform in less than a second per query.
Better conversions
Built on years of experience and millions of transactions, our network helps merchants realize a 20% faster ramp to peak approvals and new customer acquisition without the fraud risks.
02. Payments that build revenue
What's at stake
Widen the banks of your revenue stream by winning and keeping more of the revenue you generate with Pay by Bank. Guaranteed.
How it works
Open Banking Payments start with Open Banking Data, and two factors matter most here: 1) data retrieval, and 2) data accuracy. We do it differently by design.
Our bank connectors are built to quickly retrieve the most accurate account data, which we use for decisioning. Our level of data accuracy is always in service to your payment page and your revenue goals. It’s a commitment only Trustly can provide.
- Proprietary bank connectors
- Most accurate payment data
- Industry-best low latency
Mix it up
If your payment mix is card-dominant, it doesn’t have to be. Move your volume from high-cost card payments to low-cost Pay by Bank, and give your customers a better way to pay in seconds.
Approve more
With our industry-leading direct bank connectors, you can minimize payment risks like NSF returns. Pay by Bank has built-in authentication through your customers' online bank sign in so you can approve payments with confidence.
Pay less
Open Banking Payments can lower payment costs up to 50% versus cards. Keep more of the revenue you make instead of feeding the interchange engine.
03. Mission-aligned partnership
What's at stake
Focus on building more revenue by shifting the payment risk to a partner aligned with your mission.
How it works
Our success depends on your success, and our mission is to get it right the first time or we pay for it. You get much more than just a risk score. You get a partner that delivers a risk-free, guaranteed payment.
When the transaction happens, we’ll be there to make sure it goes through with zero issues.
- Collaborative partnership
- Incentivized performance
- Zero-risk payment acceptance
Guaranteed payments
We only win when you win because we take on the risk of payment returns. That's how we're invested in your success. Payments with Trustly are designed for peak performance.
Revenue building
With Trustly, you'll experience revenue lift instead of revenue leak. By optimizing your checkout, you'll be ahead of the competition with Pay by Bank from the global Open Banking leader.
Active collaboration
You get a partner with a vested interest in your success. Go beyond a one-and-done risk score and tap into the power of risk-free Pay by Bank transactions.
04. Heritage and scalability
What’s at stake
Offer the only Pay by Bank solution proven through 12+ years of high-volume, low-latency successful transactions across the globe.
How it works
Trustly stands alone as the Open Banking provider purpose-built for enterprise payments from the start. Not an add-on or afterthought, but a better payment option.
Instead of focusing on account linking, we designed and built our core infrastructure to handle high-traffic and peak volumes while maintaining industry-leading low latency.
- 500 transactions per second
- 99.99% uptime
- Built for enterprise growth
Enterprise-level volume
Expect high-volume performance with low latency no matter how many customers are in the checkout flow. No other Open Banking Payments provider processes the same volume as Trustly.
Four nines
Your payment flow should work every time, and that's what you get with Trustly. Capitalize on a 99.99% uptime commitment even during high-traffic peak volume events.
Consistent reliability
Give your customers an always-on payment option that won't crash. Whether it's gaming during Super Bowl or Black Friday shopping, Pay by Bank with Trustly is the most reliable payment.
05. Patented, next-level security
What’s at stake
Build trust with your customers using the industry’s safest payment option, secured by groundbreaking information security technology.
How it works
The U.S. market hasn’t yet fully transitioned to bank-published APIs, which means consumers share their online banking credentials with Open Banking providers.
Unlike other providers, Trustly never stores or shares these credentials. Period. You won't have to worry about a breach exposing your customers' banking credentials.
- Patented authentication
- No stored customer data
- Industry-best data security
InfoSec excellence
You get the best data security available. When your customers choose Pay by Bank at checkout, you can be sure that we will never store or share their data, making Pay by Bank the best choice.
Permissioned data
Customer data is customer-owned, and we keep it that way. Give your customers the peace of mind they need at checkout by letting them know they're in control of their financial data.
Split tokenization
No other Open Banking provider can offer our level of authentication technology. We're obsessive about customer security, and our split token technology keeps customer data secure.
Merchants love Trustly
Payment acceptance is an untapped revenue source, and Trustly is built to help your business capture the most revenue
The winning numbers behind a leading telco
The only question left is: Why not Trustly?
Let’s talk about how to put your revenue growth into overdrive.
Give us just 10 minutes and we’ll show you exactly why other enterprise businesses choose Trustly.
