Efficient & guaranteed
Open Banking payments
Accept low-cost, guaranteed payments directly from consumer bank accounts and make funds instantly available to consumers.
Contact SalesOur Platform
Empower consumers to make payments using a bank account without having to leave your website or app. Trustly’s proprietary technology enables real-time connections with financial institutions, effectively guaranteeing payments, streamlining the payment experience, and minimizing processing costs.
![Three images: One showing sneaker purchase check out, one showing bank selection, one showing account selection](https://cdn.prod.website-files.com/6486e524e7bc3699dd7a8350/64ad3a68815b6afb262ad29c_trustly-pay-intro.webp)
Simple and secure payments to maximize your bottom line
Cut costs, maximize approval rates, and mitigate risk without ever sacrificing data security.
Reduce processing costs up to 50% vs cards
Unlike other payment methods, account-to-account payments don’t have high scheme or interchange fees, so you’ll retain more revenue from every transaction.
![Money going into a piggy bank with sparkles around it.](https://cdn.prod.website-files.com/648762ce6c842339fb169d99/649bc3cfd4427b2d599fd7e0_Benefit%201.png)
Customize guarantee type
Align your business needs with guaranteed payment options—full, partial, and no guarantee flexibility.
![A stack of money with a check mark inside a shield.](https://cdn.prod.website-files.com/648762ce6c842339fb169d99/649bc3df790a27e89ef3d542_Benefit%202.png)
Cater to the modern consumer
Provide young and credit-averse consumers with a simple payment method that allows them to pay with money they already have—no app or account creation needed.
![Three icons with words: checkmark and simple, lock and private, shield and safe.](https://cdn.prod.website-files.com/648762ce6c842339fb169d99/649bc3e50081298d6206d16b_Benefit%203.png)
Increase approval rates
Bank-grade financial data is retrieved in real-time and used as context for approving transactions, reducing false declines, and maximizing conversion.
![Financial document filled out with an up arrow next to it.](https://cdn.prod.website-files.com/648762ce6c842339fb169d99/649bc3ec790a27e89ef3e3db_Benefit%204.png)
Features
Guaranteed Payments
Guarantee payments in real-time, giving consumers instant access to funds and eliminating chargebacks.
![stack of layers with gear](https://cdn.prod.website-files.com/6486e524e7bc3699dd7a8350/649d60906132f40204082a74_Type%3DUX.png)
High Converting UX
A succinct and intuitive UI reinforces security and promotes consumer confidence.
Smart Routing
Increase coverage to 100% by automatically routing users to the most efficient connection method.
Settlement Time
Optimize for speed and improve working capital with same-day settlement.
Our Impact
Get started with Trustly
Contact our payment experts to learn more about what you can build using our Open Banking platform.