Trustly Pay

Efficient & guaranteed
Open Banking payments

Accept low-cost, guaranteed payments directly from consumer bank accounts and make funds instantly available to consumers.

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How it Works 

Our Platform

Empower consumers to make payments using a bank account without having to leave your website or app. Trustly’s proprietary technology enables real-time connections with financial institutions, effectively guaranteeing payments, streamlining the payment experience, and minimizing processing costs. 

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Benefits

Simple and secure payments to maximize your bottom line

Cut costs, maximize approval rates, and mitigate risk without ever sacrificing data security. 

Reduce processing costs up to 50% vs cards

Unlike other payment methods, account-to-account payments don’t have high scheme or interchange fees, so you’ll retain more revenue from every transaction. 

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Customize guarantee type

Align your business needs with guaranteed payment options—full, partial, and no guarantee flexibility.

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Cater to the modern consumer

Provide young and credit-averse consumers with a simple payment method that allows them to pay with money they already have—no app or account creation needed.

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Increase approval rates

Bank-grade financial data is retrieved in real-time and used as context for approving transactions, reducing false declines, and maximizing conversion. 

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Eliminate overhead with end-to-end payments

Trustly can handle the entire payment experience, from initiation to collections.

Mobile phone showing complete payments: initiation, processing, collections

Protect sensitive financial data

Trustly’s bank connectors safely tokenize consumer account credentials.

Consumer login with anonymized login info and a checkmark within a shield.
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Harley Butler

CMO at Shipt

“Nulla massa rhoncus eget sit morbi. Duis accumsan nec et mauris mauris sed sollicitudin enim. Consequat aliquam auctor.”

Harley Butler

CMO at Shipt

“Nulla massa rhoncus eget sit morbi. Duis accumsan nec et mauris mauris sed sollicitudin enim. Consequat aliquam auctor.”

Harley Butler

CMO at Shipt

“Nulla massa rhoncus eget sit morbi. Duis accumsan nec et mauris mauris sed sollicitudin enim. Consequat aliquam auctor.”

Harley Butler

CMO at Shipt

Features

dollar bill with shield

Guaranteed Payments 

Guarantee payments in real-time, giving consumers instant access to funds and eliminating chargebacks. 

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High Converting UX 

A succinct and intuitive UI reinforces security and promotes consumer confidence. 

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Smart Routing 

Increase coverage to 100% by automatically routing users to the most efficient connection method.

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Settlement Time

Optimize for speed and improve working capital with same-day settlement.

Our Impact 

$42 billion
Total Payments Value
12,000
Connected Banks
650+ million
Consumer Reach
8,300
Merchants

Get started with Trustly 

Contact our payment experts to learn more about what you can build using our Open Banking platform.

Relevant pages and resources

Payments
Gaming
Open Banking
Trustly's 2024 Big Game Success
Payments
Billers
Open Banking
Pay By Bank vs Cards - Fraud Prevention
Open Banking
Payments
Financial Services
eCommerce
Billers
5 Trends That Will Catalyze Pay by Bank Momentum in 2024