Pay by Bank: Smarter payment acceptance that grows revenue

Win more revenue through customer lifetime value with smarter payments.

See the difference

Where money movement meets intelligence.

Imagine a payment solution that's not just about moving money, but about transforming how you do business.

The old way: dumb transactions

  • High transaction costs
  • Increased fraud risk
  • Friction-filled customer experiences
  • Limited insights

The Pay by Bank Difference

Powered with Open Banking, Pay by Bank delivers smarter payments designed to maximize revenue potential and increase customer lifetime value.

Data-Enriched Payments

Every transaction is a treasure trove of insights. We don't just move money—we unlock strategic insights that drive your business forward.

  • Instant data retrieval via Open Banking
  • Categorized transactions for deep customer learning
  • Strategic insights to build tailored offers

Conversion Optimization

Give your customers a fast, frictionless, and efficient checkout experience.

  • Seamless payment experiences
  • Reduce checkout abandonment
  • As easy as signing into online banking

Smarter Risk Management

Combat fraudsters with a risk engine refined through processing millions of transactions and patented split-tokenization technology, creating multiple layers of protection.

  • Reduce fraud with Trustly’s proprietary risk engine
  • Bank-grade authentication
  • Split-tokenization technology that eliminates data breaches

Cost-Effective Solution

Maximize your revenue potential by reducing payment processing costs and reinvesting the savings back into the business.

  • Lower transaction fees (half the cost of debit)
  • Reduce costs associated with chargebacks and NSFs
  • Maximize your revenue potential

Are you ready for smart payment acceptance?

This isn't just a payment method. This is a strategic advantage. Schedule a consultation with an expert.

Meet with a Pay by Bank Expert

Not quite ready to chat?

See how a leading telecom company used Trustly to optimize their payment acceptance mix and save $60M in interchange costs alone.

View case study