Trustly Token Authority 

Data tokenization & safe payment processing

Protect sensitive financial data and leverage Trustly infrastructure to streamline payment processes. 

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How it Works 

Data Security, Upgraded

As your Token Authority, Trustly tokenizes account and routing numbers. When a payment is initiated, the non-sensitive token is translated and processed on your behalf, utilizing Trustly's infrastructure and your ODFI(s).

Benefits

Reduce fraud risk with tokenized payment credentials

Substitute bank account information with tokens to eliminate the need to
store sensitive financial information. Couple your own ODFI with our
infrastructure for streamlined processing no impact to your existing ODFI
and treasury relationships.

Eliminate the need to store sensitive financial information

Substitute sensitive account and routing numbers with non-sensitive tokens that are meaningless to fraudsters but highly effective for subsequent transactions.

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Maintain existing ODFI relationships

Leverage Trustly’s leading Open Banking infrastructure and your own ODFI(s)—Trustly will process payments on your behalf.

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Reduce the risk of data theft

Protect yourself and your customers from costly data breaches by going beyond encryption and eliminating data exploitability, whether the data is at rest or in motion.

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Achieve compliance, minimize cost

Eliminate burdensome and expensive data protection processes needed to achieve compliance by removing sensitive data from your network altogether.

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Reduce administrative costs

Verification through secure bank connectivity helps to eliminate manual input, reduce overhead, and improve efficiency.

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Features

Smart Tokens

Tokens act like account and routing numbers, ensuring a seamless and safe transaction flow.

On Behalf Processing

Combine tokenization with Trustly’s payment processing to reduce administrative costs and effort. 

SOC2 Certified

Trustly is SOC2 certified, adheres to ISO 20022 standards, and has been vetted by the top InfoSec teams.

Our Impact 

$42 billion
Total Payments Value
12,000
Connected Banks
650+ million
Consumer Reach
8,300
Merchants

Get started with Trustly 

Contact our payment experts to learn more about what you can build using our Open Banking platform.

Relevant pages and resources

Open Banking
Payments
Risk
The Future of Fraud Prevention in Open Banking: Key Trends and Technologies
Financial Services
Risk
Open Banking
What is KYC? Developments in the United States
Open Banking
Payments
Billers
What Are the Benefits of Open Banking?