Ignite growth with Pay by Bank

Increase customer lifetime value (CLV) through better conversions, higher approvals, and deeper consumer insights—at a lower cost than cards.

Start your engine
Trusted by
Trustly is trusted by Light & Wonder
Trustly Open Banking solutions are trusted by T-Mobile
Trustly Open Banking solutions are trusted by Coinbase
Trustly Open Banking solutions are trusted by DraftKings
Trustly Open Banking solutions are trusted by GoFundMe
Trustly Open Banking solutions are trusted by FanDuel
Trustly Open Banking solutions are trusted by ICE Mortgage Technology
Trustly Open Banking solutions are trusted by Viasat
Trustly Open Banking solutions are trusted by MoneyGram
Trustly Open Banking solutions are trusted by Dell
Trustly Open Banking solutions are trusted by Point & Pay
Trustly Open Banking solutions are trusted by Western Union
Why Trustly

Trustly is the Pay by Bank provider for growth

The leading Pay by Bank network

With Trustly, you get the world's largest Pay by Bank network, built over 15+ years and user-tested in virtually every market with 110M+ consumers across 30+ countries.

Data advantage that drives revenue

Trustly gives you years of activity data no competitor can match. That means you can understand your customers better than anyone else with less risk and more personalization.

Open Banking tech built for payments

Trustly is the gold standard for payments. With a 100% proprietary Open Banking stack, we're the only Pay by Bank provider built to handle high volume at peak times with low latency.

Our impact 

$500B+
Payments to date
110M+
Consumers to date
30+
Countries
9K+
Merchants

Better than debit in every way

Unlock the full potential of Pay by Bank with a single tech stack that gives you guaranteed payments, risk management, and consumer insights.

Send offers and approve transactions based on the consumer’s balance, giving your customers an all-around better payment option.

See how smarter payments work
Complete payment process steps: initiation, authorization, approval,  processing, and settlement.
Abstracted version of a consumer onboarding checklist being completed.

Smarter payments, smarter growth

Use Trustly's powerful consumer insights to transform every transaction into a growth opportunity.

Unlock valuable spending patterns and affordability signals that help you deliver perfectly-timed offers, capture greater wallet share, and boost conversions while maintaining lower costs.

Turn insights into your advantage
Industries We Serve

We’ve got your business covered

Gaming

Boost player engagement by getting them to first deposits quicker, while seamlessly capturing both online and in-person gaming activity from apps to slots with simple, secure payment experiences.

Subscription & Bill Pay

Protect against passive churn with bank accounts that don't expire like cards while enabling smoother onboarding through Open Banking data that eliminates manual entry errors and reduces payment costs.

Financial Services

Power seamless fund transfers for remittance services, digital wallets, and crypto platforms with Trustly's instant account funding, frictionless withdrawals, and secure transactions while reducing costs.

Retail

Create sustainable business growth with Pay by Bank's lower processing costs, and fund personalized loyalty programs that increase top line revenue and customer lifetime value.

Consumers love Trustly

"Trustly is a more secure, direct, easy way to move money. I don’t feel safe using card numbers online.”

Matthew

34 years old, Maryland

"Initially I thought credit/debit cards would be the best method … but I’ve tilted toward Trustly’s Pay by Bank because it’s faster, easier, and more straightforward."

Shailan

33 years old, Virginia

"I was surprised to see how easy I could log into my account versus having to provide my account & routing number. No frustrating moments!"

Hannah

25 years old, Michigan

"There's an extra layer of security having 2FA go through my bank and Trustly. I know I can trust it. Trust is in the name!"

Brittannee

35 years old, Indiana

"Trustly is very convenient. Because it's connected to my bank, I don't have to initiate a repayment. It happens automatically on the date that I get paid."

Leandro

36 years old, Michigan

Consumers love Trustly

"Trustly is a more secure, direct, easy way to move money. I don’t feel safe using card numbers online.”

Matthew

34 years old, Maryland

"Initially I thought credit/debit cards would be the best method … but I’ve tilted toward Trustly’s Pay by Bank because it’s faster, easier, and more straightforward."

Shailan

33 years old, Virginia

"I was surprised to see how easy I could log into my account versus having to provide my account & routing number. No frustrating moments!"

Hannah

25 years old, Michigan

"There's an extra layer of security having 2FA go through my bank and Trustly. I know I can trust it. Trust is in the name!"

Brittannee

35 years old, Indiana

"Trustly is very convenient. Because it's connected to my bank, I don't have to initiate a repayment. It happens automatically on the date that I get paid."

Leandro

36 years old, Michigan

Customer Highlight

From card-dominant to Pay by Bank with Trustly

How a Fortune 50 top 3 telecom company used Trustly to flip the script on payments.

$60M+
in interchange costs eliminated
+65%
conversions in autopay enrollment
ACH
payments dominate their payment mix
Representation of Trustly UX for PointsBet players making a deposit.
Developer-First Platform

One global solution,
zero friction

Forget managing multiple payment providers across regions. With Trustly, you'll partner with a single, global entity that connects you to 12,000 banks worldwide.

That means minimal code, comprehensive documentation, and 24/7 support from day one—giving you global reach without the global headache.

Trustly Open Banking API code scrolling
Trustly's support function is available by phone, email, and chat 24/7.
Customer Service

24/7/365 Support

Trustly’s Support function is fully optimized to increase accessibility and self-service for merchants and consumers.

In addition to easy-to-use digital tools, our Support team is available by phone, email, and chat 24/7/365.

Ready to demand more from payments?

Your payments team saves money. Your marketing team drives engagement. Your customers feel valued. Everyone achieves their goals.